E&L Legacy Group
Referred byGrace Auto Group
E&L Legacy Group
Grace Auto Group referred you to E&L Legacy Group, an independent credit services company. We’ll review your reports from all three credit bureaus and walk you through what may be affecting your credit and how we can help you repair it.
Get My Free EvaluationLenders look at your credit when deciding on approval, interest rate, and monthly payment.
Get My Free EvaluationFour simple steps. You decide after step three.
Submit your info below. You'll get a text and an email from us. Please reply to the text so we can move forward.
During onboarding you'll order your 3-bureau reports through CreditHero ($1 for the first 7 days) so we can review them.
We record a personal video walkthrough of your credit and recommended next steps.
If you choose to move forward, we challenge inaccurate, unverified, or outdated reporting.
To get your reports
Charged by Credit Hero Score
Charged during onboarding for your 3-bureau credit reports. This starts a 7-day trial of Credit Hero Score credit monitoring. Your personal video evaluation from us is free.
Starts after the 7-day trial unless you cancel monitoring. Credit monitoring is required while you use our credit repair service.
After your free evaluation
Charged by E&L Legacy Group
Setup fee will be charged unless you let us know by text or email that you don't want to move forward.
Starts 30 days after your set-up fee. Cancel anytime.
Questions? Email team@ellegacygroup.com
Straight answers before you get started.
No. E&L Legacy Group is an independent credit services company. Grace Auto Group refers customers to us, but your credit work is handled entirely by our team.
No. Reviewing your reports with us is a soft inquiry, which does not affect your score.
No. We can't guarantee any change to your credit or any financing decision. Approval and rates are decided by lenders. Our goal is to help make sure your credit report is accurate and to help you build positive history.
Your video evaluation is free. Your 3-bureau reports cost $1 through our credit monitoring partner during onboarding. See What it costs above or our Services page for everything that applies if you choose to move forward.
Results and timelines vary. We recommend allowing 6–8 months to evaluate your progress.
We dispute information that is inaccurate, incomplete, outdated, or doesn't belong to you. Accurate information can't be removed just because it's negative.
Important: No credit repair company can guarantee results. Results and timelines vary. We recommend allowing 6–8 months to evaluate your progress.
You have the right to dispute inaccurate information on your credit report directly with the credit bureaus at no cost.
E&L Legacy Group is independent of Grace Auto Group. Grace Auto Group does not provide credit repair services and is not responsible for our services. A referral does not affect your eligibility for financing at Grace Auto Group, and approval and rates are decided by lenders.