:root{
  --ink:#0f1b2d; --ink-2:#3d4a5c; --muted:#5f6b7c;
  --brand:#12305a; --brand-2:#1d4a8a; --accent:#1f9d6b;
  --bg:#ffffff; --soft:#f4f7fb; --line:#e3e8ef; --tint:#e8f0fb; --radius:14px;
  /* Type scale */
  --fs-h1:clamp(32px,4.4vw,48px); --fs-h2:clamp(26px,3vw,34px); --fs-h3:19px;
  --fs-lead:clamp(17px,1.6vw,19px); --fs-body:17px; --fs-small:15px; --fs-xs:14px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
[id]{scroll-margin-top:88px}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;font-size:var(--fs-body);font-weight:400;color:var(--ink);background:var(--bg);line-height:1.7;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
h1,h2,h3,h4{font-weight:700;line-height:1.2;letter-spacing:-.015em;margin:0}
h3,h4{font-weight:600;letter-spacing:-.005em}
p{margin:0}
strong{font-weight:600}
img{max-width:100%}
a{color:var(--brand-2);text-underline-offset:2px}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
:focus-visible{outline:3px solid var(--accent);outline-offset:2px}

/* Header */
header{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:30}
.nav{max-width:1240px;display:flex;align-items:center;justify-content:space-between;min-height:76px;gap:20px;padding-top:8px;padding-bottom:8px}
.brand-group{display:flex;align-items:center;gap:16px;min-width:0}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--brand);font-weight:700;font-size:18px;letter-spacing:-.01em;white-space:nowrap}
.brand img{height:44px;width:44px;border-radius:10px;display:block}
.referral{display:flex;align-items:center;gap:10px;padding-left:16px;border-left:1px solid var(--line)}
.referral-label{font-size:12px;font-weight:400;line-height:1.35;color:var(--muted);text-align:right;white-space:nowrap}
.referral-label strong{display:block;color:var(--ink);font-weight:600}
.referral img{height:48px;width:auto;border-radius:8px;display:block}

/* Menu */
.nav-actions{display:flex;align-items:center;gap:12px}
.hmenu{position:relative}
.hmenu>summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:center;width:44px;height:44px;padding:0;border:0;border-radius:10px;color:var(--brand);background:transparent;transition:background .15s}
.hmenu>summary::-webkit-details-marker,.hmenu>summary::marker{display:none;content:""}
.hmenu>summary .ico-close,.hmenu[open]>summary .ico-open{display:none}
.hmenu[open]>summary .ico-close{display:block}
.hmenu[open]>summary{background:var(--tint)}
.hmenu-panel{position:absolute;right:0;top:calc(100% + 8px);min-width:220px;max-height:calc(100vh - 100px);overflow-y:auto;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:0 12px 32px rgba(15,27,45,.14);padding:8px;display:flex;flex-direction:column;z-index:40}
.hmenu-panel a{display:flex;align-items:center;gap:10px;padding:11px 14px;border-radius:8px;color:var(--ink);text-decoration:none;font-weight:500;font-size:15px;min-height:44px}
.hmenu-panel a[aria-current="page"]{font-weight:600;color:var(--brand);background:var(--tint)}
.head-cta{display:inline-flex;align-items:center;min-height:44px;padding:0 20px;font-size:15px}

/* Calls to action */
.intro .sub{margin-bottom:28px}
.section-cta{margin-top:36px;text-align:center}
.cta-card{max-width:760px;margin:36px auto 0;text-align:center;background:var(--brand);color:#fff;border-radius:var(--radius);padding:36px 28px}
.cta-card h3{font-size:22px;margin-bottom:8px;color:#fff}
.cta-card p{color:#dbe6f5;margin-bottom:22px}
.cta-bar{display:none}
@media (hover:hover){
  .hmenu-panel a:hover,.hmenu>summary:hover{background:var(--tint)}
}

/* Hero */
.hero{background:linear-gradient(160deg,var(--brand) 0%,var(--brand-2) 100%);color:#fff;padding:96px 0}
.hero-inner{max-width:800px;margin:0 auto;text-align:center}
h1{font-size:var(--fs-h1);line-height:1.12;margin:0 auto 20px;letter-spacing:-.02em;max-width:760px;text-wrap:balance}
.lead{font-size:var(--fs-lead);line-height:1.65;color:#dbe6f5;margin:0 auto 36px;max-width:660px}
.btn{display:inline-block;background:var(--accent);color:#fff;text-decoration:none;font-weight:600;padding:15px 28px;border-radius:10px;font-size:16px;line-height:1.3;transition:transform .15s,box-shadow .15s}
.btn:hover{transform:translateY(-1px);box-shadow:0 8px 20px rgba(0,0,0,.18)}
.ticks{list-style:none;padding:0;margin:32px 0 0;display:flex;flex-wrap:wrap;justify-content:center;gap:10px 28px;font-size:var(--fs-small);color:#e8eef8}
.ticks li::before{content:"✓";color:#7ee2b8;font-weight:700;margin-right:8px}

/* Sections */
section{padding:80px 0}
.soft{background:var(--soft)}
h2{font-size:var(--fs-h2);margin:0 0 12px;color:var(--brand)}
.sub{color:var(--muted);font-size:var(--fs-body);margin:0 0 40px;max-width:640px}
.center{text-align:center}.center .sub{margin-left:auto;margin-right:auto}


.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;counter-reset:s}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.step::before{counter-increment:s;content:counter(s);display:grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--brand);color:#fff;font-weight:600;font-size:16px;margin-bottom:16px}
.step h3{margin:0 0 8px;font-size:18px}
.step p{color:var(--ink-2);font-size:var(--fs-small)}
.step .callout{margin-top:14px;font-size:var(--fs-xs);font-weight:500;line-height:1.5;color:var(--brand);background:var(--tint);border-radius:8px;padding:8px 12px}

/* Pricing */
.price-groups{display:grid;grid-template-columns:1fr 1fr;gap:24px;text-align:left}
.group{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 10px 30px rgba(15,27,45,.06)}
.group-label{font-size:13px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}
.group-by{font-size:var(--fs-xs);color:var(--ink-2);margin:4px 0 20px}
.price{border-top:1px solid var(--line);padding:20px 0 4px}
.price:first-of-type{border-top:0;padding-top:0}
.price.tone{border-radius:12px;padding:20px 22px;margin-top:14px;background:var(--tint);border:1px solid #c5d6ee}
.price.tone:first-of-type{margin-top:0}
.amt{font-size:32px;font-weight:700;color:var(--brand);line-height:1.1;letter-spacing:-.02em}
.amt small{font-size:var(--fs-small);font-weight:500;color:var(--muted);letter-spacing:0}
.price h4{margin:10px 0 6px;font-size:18px}
.price p{margin:0 0 10px;color:var(--ink-2);font-size:var(--fs-small)}
.price.tone p{margin-bottom:0;color:var(--ink-2)}

/* Form */
.form-wrap{max-width:760px}
h2+.price-groups{margin-top:28px}
.form-box{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:10px;box-shadow:0 10px 30px rgba(15,27,45,.08)}
.form-box iframe{display:block;width:100%;height:760px;border:0;border-radius:10px;background:#fff}
.note{font-size:var(--fs-xs);color:var(--muted);margin-top:16px}

/* FAQ */
.faq{max-width:760px;margin:0 auto}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 22px;margin-bottom:12px}
.faq summary{cursor:pointer;font-weight:500;font-size:var(--fs-body);line-height:1.5;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:22px;font-weight:400;line-height:1;color:var(--brand-2)}
.faq details[open] summary::after{content:"–"}
.faq details p{margin:12px 0 0;color:var(--ink-2);font-size:var(--fs-small)}

/* Disclosures + footer */
.disclosures{background:#fff;border:1px solid var(--line);border-left:4px solid var(--brand);border-radius:12px;padding:24px 26px;font-size:var(--fs-xs);line-height:1.65;color:var(--ink-2);max-width:860px;margin:0 auto}
.disclosures p{margin:0 0 10px}.disclosures p:last-child{margin:0}
footer{background:var(--ink);color:#aab4c3;padding:44px 0;font-size:var(--fs-xs);line-height:1.7}
.foot{display:flex;justify-content:space-between;flex-wrap:wrap;gap:24px;align-items:center}
.foot-logo{display:block;height:52px;width:52px;border-radius:10px;margin-bottom:12px;border:1px solid rgba(255,255,255,.18)}
.foot-name{color:#fff;font-weight:600;font-size:var(--fs-small);margin-bottom:4px}
footer a{color:#dbe3ee;text-decoration:none;margin-right:18px}
footer a:hover{text-decoration:underline}

@media (max-width:900px){
  .price-groups{grid-template-columns:1fr}
  .hero{padding:72px 0}
  .steps{grid-template-columns:1fr 1fr}
}
@media (max-width:560px){
  :root{--fs-body:16px;--fs-small:15px;--fs-h3:18px}
  .steps{grid-template-columns:1fr}
  .nav{min-height:68px;gap:10px}
  .brand-group{gap:12px}
  .brand img{height:38px;width:38px}
  .referral{gap:8px;padding-left:12px}
  .referral-label{font-size:11px}
  .referral img{height:38px}
  .hero{padding:52px 0 56px}
  h1{margin-bottom:16px}
  .lead{margin-bottom:28px}
  .ticks{display:grid;grid-template-columns:repeat(2,auto);justify-content:center;justify-items:start;gap:10px 24px;margin-top:28px}
  .btn{display:block;text-align:center;max-width:360px;margin-left:auto;margin-right:auto}
  section{padding:56px 0}
  .sub{margin-bottom:32px}
  .group{padding:22px}
  .price.tone{padding:18px}
  .amt{font-size:28px}
  .form-box iframe{height:820px}
}
@media (max-width:900px){
  .cta-bar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:35;gap:10px;align-items:center;padding:10px 16px calc(10px + env(safe-area-inset-bottom));background:#fff;border-top:1px solid var(--line);box-shadow:0 -8px 24px rgba(15,27,45,.08);transform:translateY(110%);transition:transform .25s ease}
  .cta-bar.is-shown{transform:none}
  .cta-bar .btn{flex:1;text-align:center;padding:14px 16px;margin:0;max-width:none}
  .cta-bar-text{font-size:13px;line-height:1.35;color:var(--ink-2);max-width:130px}
  .cta-bar-text strong{display:block;color:var(--ink);font-size:14px}
  body.cta-bar-on .elc:not(.is-open){bottom:calc(86px + env(safe-area-inset-bottom))}
  footer{padding-bottom:110px}
}
/* Inner pages */
.page-hero{padding:72px 0}
.eyebrow{font-size:13px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:#9fc3ef;margin:0 0 12px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;text-align:left}
.cards.two{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.card h3{font-size:var(--fs-h3);margin:0 0 8px;color:var(--ink)}
.card p{color:var(--ink-2);font-size:var(--fs-small)}
.prose{max-width:760px;margin:0 auto}
.prose p{color:var(--ink-2);margin:0 0 16px}
.prose p:last-child{margin-bottom:0}
.service{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:start;padding:40px 0;border-top:1px solid var(--line)}
.service:first-child{border-top:0;padding-top:0}
.service:last-child{padding-bottom:0}
.service h2{margin-bottom:12px}
.service p{color:var(--ink-2);margin:0 0 14px}
.service .amt{margin:18px 0 4px}
.checklist{background:var(--soft);border:1px solid var(--line);border-radius:var(--radius);padding:24px 26px}
.checklist h3{font-size:var(--fs-small);font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin:0 0 12px}
.checklist ul{list-style:none;padding:0;margin:0}
.checklist li{position:relative;padding-left:26px;margin-bottom:8px;color:var(--ink-2);font-size:var(--fs-small)}
.checklist li::before{content:"✓";position:absolute;left:0;color:var(--accent);font-weight:700}
.checklist .note{margin-top:14px}
.faq-group{margin:0 0 12px;font-size:var(--fs-h3);color:var(--brand)}
.faq+.faq-group,.faq-group:not(:first-child){margin-top:36px}
.rating-sum{display:inline-flex;align-items:center;gap:10px;background:rgba(255,255,255,.1);border-radius:999px;padding:8px 18px;font-size:var(--fs-small);color:#e8eef8}
.rating-sum strong{font-size:20px;color:#fff}
.stars{display:inline-flex;gap:2px;color:#f5b301}
.reviews{columns:3 300px;column-gap:18px}
.review{break-inside:avoid;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;margin:0 0 18px}
.review-top{display:flex;align-items:center;gap:12px;margin-bottom:10px}
.avatar{display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--brand-2);color:#fff;font-weight:600;flex-shrink:0}
.review-name{font-weight:600;line-height:1.3}
.review-src{font-size:13px;color:var(--muted)}
.review blockquote{margin:10px 0 0;color:var(--ink-2);font-size:var(--fs-small)}
.texts{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.text-card{display:flex;flex-direction:column;gap:12px}
.bubble{align-self:flex-start;background:var(--tint);color:var(--ink);border-radius:18px 18px 18px 6px;padding:14px 18px;font-size:var(--fs-small)}
.text-who{font-size:var(--fs-xs);color:var(--muted)}
.text-who strong{display:block;color:var(--ink)}
.legal{max-width:760px;margin:0 auto}
.legal>p:first-child{color:var(--ink-2)}
.legal h2{font-size:22px;margin:36px 0 12px}
.legal p,.legal li,.legal address{color:var(--ink-2);font-size:var(--fs-small);font-style:normal}
.legal p{margin:0 0 12px}
.legal ul{padding-left:22px;margin:0 0 12px}
.legal li{margin-bottom:6px}
@media (max-width:900px){
  .cards,.texts{grid-template-columns:1fr 1fr}
  .service{grid-template-columns:1fr;gap:24px}
  .page-hero{padding:56px 0}
}
@media (max-width:560px){
  .cards,.cards.two,.texts{grid-template-columns:1fr}
  .page-hero{padding:44px 0 48px}
}
@media (max-width:560px){
  .brand{font-size:15px;gap:8px}
  /* Referral drops to its own row so the full "Referred by Grace Auto Group" label fits */
  .nav{flex-wrap:wrap;row-gap:0;padding-bottom:0}
  .brand-group{display:contents}
  .nav-actions{order:2}
  .referral{order:3;flex:0 0 100%;justify-content:center;gap:10px;padding:8px 0;margin-top:8px;border-left:0;border-top:1px solid var(--line)}
  .referral-label{font-size:12px;text-align:left}
  .referral-label strong{display:inline;margin-left:.3em}
  [id]{scroll-margin-top:128px}
  .referral img{height:32px}
  /* Keep the header CTA on phones: compact, allowed to wrap to two lines */
  .nav-actions{gap:6px}
  /* Logo and business name stay side by side on a single line, same as desktop */
  .brand span{white-space:nowrap;line-height:1.2;max-width:none}
  .btn.head-cta{display:inline-flex;justify-content:center;text-align:center;margin:0;max-width:150px;min-height:44px;padding:6px 12px;font-size:13px;line-height:1.15}
}
@media (max-width:380px){
  .brand{font-size:14px;gap:6px}
  .brand img{height:32px;width:32px;border-radius:8px}
  .btn.head-cta{padding:6px 10px}
  .cta-bar-text{display:none}
}
@media (max-width:340px){
  .nav.wrap{padding-left:14px;padding-right:14px;gap:8px}
  .brand{font-size:13px}
  .brand img{height:28px;width:28px}
  .btn.head-cta{font-size:12px;padding:6px 8px}
}